Know the typical minimum amount and common time deposit tenors.
Many BPI time deposit placements start at a minimum amount (often Php 5,000 for app-based placement), but the actual minimum can vary by product type.
Common tenors include 35 days, 91 days, 182 days, and 364 days. Longer tenors may be available for specific products.
If you prefer a hands-off approach, Auto Renew can roll over the placement at maturity for the next term (based on available terms).
Choose a tenor that matches your liquidity needs so you can avoid early termination charges.
Quick checklist: confirm the deposit amount, tenor, displayed rate, maturity date, and settlement account before you finalize the placement.
If you are planning multiple goals, consider a ladder across different maturities so you get periodic access to funds without early termination.
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There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form.
