Get a practical overview of how BPI time deposit rates are usually structured.
Rates vary by deposit amount and tenor. Shorter terms may have different yields than longer terms, and promos can vary by channel and eligibility.
Always check the displayed rate during placement and review maturity instructions (crediting and settlement account).
For decision-making, focus on the effective return at maturity, the tenor you can commit to, and whether you want Auto Renew enabled.
Tip: If you are comparing options, keep the principal amount consistent and compare the same term length to avoid misleading rate comparisons.
Quick checklist: confirm the deposit amount, tenor, displayed rate, maturity date, and settlement account before you finalize the placement.
If you are planning multiple goals, consider a ladder across different maturities so you get periodic access to funds without early termination.
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form.
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form.
