Frequently asked questions about BPI time deposit (BPI timedeposit).
How much is the minimum deposit? Many placements start at about Php 5,000 on the app, depending on product and eligibility.
Is it safe? Time deposits are generally conservative instruments meant for capital preservation, with returns defined by the term and rate.
How long is a time deposit? Common tenors include 35, 91, 182, and 364 days; longer products exist for certain plans.
What about early withdrawal? Early termination may lead to charges and loss of accrued interest.
Quick checklist: confirm the deposit amount, tenor, displayed rate, maturity date, and settlement account before you finalize the placement.
If you are planning multiple goals, consider a ladder across different maturities so you get periodic access to funds without early termination.
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There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form.
