What Is a BPI Time Deposit
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Adam Smith as CEO
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Early Termination and Penalties | BPI Time Deposit

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We create solutions that are bold & up with the times.

Investments in startups and business are our speciality

Early termination: what to expect if you withdraw before maturity.

We create solutions that are bold and forward looking

Time deposits are designed to be held until maturity. If you terminate early, charges may apply and accrued interest may be reduced or forfeited.

A perfect balance for your business investments

Policies can vary by product type and channel, so review the terms shown at placement.

Startups can be challenging but not with our help

If you anticipate needing funds, consider a shorter tenor rather than a longer lock-in.

Watch online presentation about investments in stock market for 2023

Percentage of business solution that we recommend

Plan your tenor around your realistic liquidity needs to avoid avoidable penalties.

85%
90%
80%
75%
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Passive investment

Quick checklist: confirm the deposit amount, tenor, displayed rate, maturity date, and settlement account before you finalize the placement.

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Economy management

If you are planning multiple goals, consider a ladder across different maturities so you get periodic access to funds without early termination.

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Business development

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Business integration

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