BPI time deposit (BPI timedeposit) is a fixed-term bank deposit designed to protect your principal while earning interest for a chosen tenor.
Popular tenors often include 35, 91, 182, and 364 days. Rates typically vary by tenor and deposit amount, and interest is commonly credited at maturity.
You may see options such as standard time deposit, Auto Renew time deposit (rolls over at maturity), Plan Ahead (5-year) time deposit, and US Dollar time deposit.
Opening a time deposit can be done through the BPI app in many cases: select Time Deposit under Products, choose a settlement account, enter amount (often starting around Php 5,000), review details, then approve with mobile authentication.
If you withdraw before maturity, charges may apply and accrued interest may be reduced or forfeited. Choose a term that matches your liquidity needs.
Use the guides below to compare tenors, understand maturity payout, and pick between Auto Renew and longer-term plans.
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There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form.
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form.
